Benefits
Why members choose SACCO Savings
Shares and deposits recorded separately
Member shares are recorded separately from deposits so each can be reported accurately.
Credit access under member rules
Members may apply for credit subject to eligibility, their records and the applicable lending rules.
Member statements
Contribution and loan information is available to members through the member portal.
Rules
Contributions and loan terms
- Regular contribution
- Deposits and share contributions as approved
- Credit
- Subject to eligibility, review and approval
- Approval
- Review and approval by authorised officers
- Records
- Contributions, loans and repayments recorded per member
Eligibility
Who can register
- Individual applicants aged 18 and above, subject to venture rules.
- A valid National ID or other identification document accepted under the approved rules.
- An active mobile number for member communication.
- Next-of-kin or beneficiary details where required.
- Ability to meet the approved contribution requirements.
Process
How it works, step by step
- STEP 1
Apply
Start your application online and select SACCO as the venture you wish to join.
- STEP 2
Complete verification
Complete your profile, add beneficiary details and upload the required supporting documents.
- STEP 3
Approval
An authorised officer reviews the application before membership is activated.
- STEP 4
Start contributing
Once active, make your approved contributions and track them from the member portal.
FAQ
Common questions
Ready to start with SACCO Savings?
Register online or talk to the office and we will guide you through the paperwork.


